Michigan Trust and Wills

  The Law Office of Charles L Basch II is running a winter special on all services provided.  1) Bankruptcy, chapter 7 - eliminate all your debt!  2) Bankruptcy, chapter 13 - save your car or house from repossession or foreclosure!  3) Will or Trust - nearly half of all Americans do NOT have a basic Will or Trust, nor a Durable Power of Attorney or Medical Directive!  4) Simple Divorce - why pay thousands of dollars for a simple uncontested divorce, let me help you walk through the process with minimal fight and minimal stress!  As a sole practitioner I am able to keep my overhead low and my fees even lower than my competitors, with over 23 years of experience, you get the peace of mind and personal attention you deserve.    As always consultations are free!  email - debtfreedetroit@gmail.com     cell- 586-943-9211 call or text today! 

   The Law Office of Charles L Basch II is running a special through the end of the month for a basic chapter 7 bankruptcy* a flat fee of $1,000.00 including the filing fee! That is a huge savings but only through the end of the month!  Call or text today 1-586-943-9211 * After a full and complete analysis. This fee only applies after the full analysis, and extra or complex issues are subject to rate increase based on the nature of the issues presented. The consultation is free. There is no obligation. And terms are subject to change. 

  So you have filed for bankruptcy. What’s the next step? At first blush, you are full of ideas on how you are getting a fresh start. You have freed yourself from almost all of your debts and you are, for all intents and purposes (financially, at least), a new person. But note that by filing for bankruptcy, you had to pay a dear price. In exchange for a discharge of your debts and stopping your creditors from pursuing any collection actions against you, your credit rating took the brunt of the blow. Considering how your credit rating was probably not all that great to begin with, this recent hit is going to be an easy one to recover from. Let’s start with the bad news: • The bankruptcy will stay on your credit report for up to 10 years. • To lenders, you would seem a bad risk because you have legally written off at least some of your past debts. • As a consequence, you may not be able to get a loan or a credit card for some time after the bankruptcy. • And if y...

  One of the most difficult decisions that you can face is whether or not to file for bankruptcy. For individuals, there are two types of personal bankruptcy - Chapter 7 and Chapter 13. Designed to give the filer a fresh start in life by wiping out certain debts, a Chapter 7 bankruptcy will rid the filer of credit card and other unsecured debt. A chapter 13 bankruptcy, on the other hand, is a court-approved payment plan in which the filer is required to repay a predetermined percentage of their debt. The determination of which chapter to file will be based on the filer’s disposable income, if any, after paying their necessary monthly bills. When many people file for bankruptcy, their first thoughts are of their assets and whether or not they may lose their home. In a Chapter 13 repayment plan, the majority of filers are allowed to keep their property in exchange for repaying a portion of their debts. A Chapter 7, however, is designed to be a liquidation process that often result...

If you are still considering, or more to the point, NEEDING to file either chapter 7 or chapter 13 bankruptcy, you can still do so. As of now, ALL aspects of filing can be done remotely via email, fax, and telephone. Our Courts and Trustees have all switched to hearings via telephone conference with no person to person interaction.  So all the protections are still there for those who may still be facing garnishments, foreclosures, repossessions and other issues. In addition to bankruptcy, my office has been handling remotely for over 5 years now, wills, powers of attorney, and medical directives. You always could get these services remotely with my office, and now is no exception. There is never a good time to put off estate planning, and I am here to help in this crazy time. Call, 313-343-9930 or email at debtfreedetroit@gmail.com Stay Safe Charles L. Basch II

Hello, I wanted to let everyone know that during this unprecedented time The Law Office of Charles L Basch II is still open, and servicing new and existing clients full-time. I am still diligently involved in cases and all aspects of keeping them healthy and moving forward by what ever means available to my office offered by the Courts or the Federal Government that may arise going forward. I do not anticipate that any of us will all be out of work for very long, and, I am hoping that all the parties involved, Judges, Trustees and Creditors will be a bit accommodating considering the extreme circumstances that we face right now. I would hazard to guess, but cannot make any guarantees, if, in a prolonged stretch, that Congress will, or would intervene to address the millions that are going through the federal court systems especially bankruptcy court and offer some form of remedy. As of right now Bankruptcy Courts are still holding hearings, although all tel-phoni...

Bankruptcy is a legally declared inability of individuals or businesses to pay their debts. A bankruptcy can be requested not only by creditors in an effort to get what they are owed but also by the insolvent individual or organization. If it is difficult to repay debts, declaring the bankruptcy may be the right solution to debt problems. Out of six basic types of under the Bankruptcy Code, Chapter 7 is a “liquidation” of nonexempt assets to pay debts. In a court-supervised procedure, a court appoints a trustee who liquidates the non-exempt assets of the debtor’s estate and makes distributions to creditors. The Bankruptcy Code allows the debtor to keep certain exempt property; but a trustee will liquidate the debtor's remaining assets. According to the amendments to the Bankruptcy Code enacted in to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, if a debtor’s income is in excess of certain thresholds, the debtor may not be eligible for chapter 7 relief....

This is a perfect time of the year to give yourself a great present. A gift to yourself for your loved ones. A basic will can let the world know who gets what and when. Don't let the antiquated state laws determine coldly who will get your estate, if you do some simple thought and planning, you can direct the Court to who gets what and when. Contact me for a free comprehensive evaluation of your estate and how you can protect your assets and pass those on to your loved ones in an efficient and caring way. 313-343-9930 

Estate planning is a cornerstone planning block for any family, it can make an impossible time a little more smooth. Look, most folks, do not plan for their loved ones future, because they either don't want to think about passing, or quite frankly think it is to hard to do, and will cost to much. It will be easier later, when I have more things and am more established. Wrong, accidents happen. If you set a basic will, and a solid power of attorney, you can have piece of mind that these will be around if needed. And they do not cost an arm or leg. Call today, get your quote, it is a lot more affordable than you may think. 313-343-9930 or debtfreedetroit@gmail.com

With every new will get a complimentary power of attorney document. It is a $200 value. A basic will protects your family and loved ones from the State deciding what and whom to give your things to. A will is a relatively easy document to prepare and should be done by everyone, regardless of what they think they have or don't have. A quick and free phone consultation and find out why it is so important. Call Today 313-343-9930

The cornerstone of any good estate is planning is documents. You need a will or trust, it is imperative. Medical directives and powers of attorney are essential too, if you wait to long, they are difficult to get, and impossible to enforce. As state of mind issues arise, your loved ones will be at a deep disadvantage. Think of the most simple thing, like cashing a check, or withdrawing money from your bank to pay bills. Without a power of attorney, your loved ones will not be able to do this if you are unable to! You could fall behind on your house payments, or car payments, or have your utilities shut off. So, do not wait, get that will, or power of attorney document in place today! Call me at 313-343-9930 or email me at debtfreedetroit@gmail.com 

Get a basic will for $500.00. Without a will, the state will determine who gets your stuff, and that could have unwanted consequences. A will is one of the cornerstone estate planning tools, and my office makes it so easy to obtain, you will be amazed on how quick and efficient the whole process is. You will ask yourself why you waited so long for such an important document. CONSULTATIONS ARE FREE! Call or email me for an appointment.

There is  $1.4 trillion  in student loan debt in the United States. Once reserved for credit card debt, student loans are now the biggest non-secured debt in our country. What is more is that getting a student loan still remains relatively easy, while paying it back becomes ever more difficult. There are some ways to pay off or pay down those student loan debt. Call or email me for your options. I formulated a detailed plan do reduce your student loan debt and get you out from under that burden, but you have to call or email me to get that plan in place.  313-343-9930 or  debtfreedetroit@gmail.com

For the month of July you can get all these basic documents for $1,000. (Payment Plans Available) Basic Will Basic Power of Attorney Basic Medical Directive Get the basics in place, and the piece of mind that comes with having your affairs in order, and then relax and enjoy your summer. Consultations are always free!!   313-343-9930 or debtfreedetroit@gmail.com

Here is your Estate Planning Menu, hold the Mayo!! A la Carte Will - $500 Power of Attorney - $500 Medical Directive (Living Will) - $500 Full Meal All three for $1,000.00 Call for your free confidential no obligation consultation. You and your family deserve the piece of mind of a complete estate plan.  

The legal process of bankruptcy, though sometimes misunderstood, is a progressive and often merciful process. By it, a hopelessly indebted individual can make an official declaration of financial inability and be free of those obligations. With new amendments in U.S. laws, well not so new anymore, twelve years old now, there is little or no social or corporate stigma attached to filing for bankruptcy. Filing for bankruptcy, though a matter of public record, no longer means that it becomes a matter of public knowledge. Effectively, this is an incentive for the bankrupt party to make another attempt at financial solvency. An individual can file for bankruptcy under Chapter 7(for irreversible insolvency) or Chapter 13(for temporary insolvency). The benefits of filing for bankruptcy include rebuilding your credit. Meanwhile, the bankrupt person has assured freedom from harassment by previous creditors. When Congress amended the US bankruptcy code(ratified in 1978) in 2005, that too...

Look, our mortality is a touchy subject. No one likes to think about it, let alone talk about it. But what are the ramifications if you fail to plan for this? Your estate, that you worked so hard to acquire during your life could go to someone, or entity that you do not to have your estate assets upon your death, if you fail to plan. In addition, your loved ones will have to sort out the mess during time of great grief and sadness. Your estate could be taken care of in a few easy steps, such as a Will or Trust, a durable power of attorney, a living will or health care directive, and simple asset transfers and beneficiary designations. With estates less than 5 million in value, you more than likely can avoid costly estate taxes. The process is painless, and gives you piece of mind. CALL TODAY 313-343-9930, the consultation is FREE, and CONFIDENTIAL.

http://www.freep.com/story/news/local/michigan/2016/05/30/student-debt-loans/85093384/

As tax time is upon us, we should all consider shaping up our financial and estate picture. Providing a solid and comprehensive estate plan is essential. There is never a good time to think about ones own mortality, but there is no worse time than the very end, when it may be to late. Creating a solid plan now, before mind and body begin to let you down, or a tragic event unfolds, will give you the piece of mind that your loved ones are cared for and that they have direction when a stressful time sets in.  The essentials of a sold estate plan are: A Will A Trust A Durable Power of Attorney A Living Will (Or Health Care Directive) You should have them all, but having a basic will is a must! With the guidance of a compassionate attorney, you can have the piece of mind necessary to live your life to the fullest today, knowing that your wishes are spelled out and that your plans will be followed.  I have complete packages available or you can pick "a la c...